Welcome to the new website! Click here to leave a review for the show
Self Funded With Spencer
Latest Episode

The Financial Case Against Fully Insured Health Plans | with John Kountz

"I would rather take this risk because I will never give another dime to a fully-insured carrier as long as I live." In an era of double-digit medical trend and skyrocketing fully-insured renewals, is the traditional insuranc...

Play Latest Episode

Recent Episodes

The Financial Case Against Fully Insured Health Plans | with John Kountz
May 5, 2026

The Financial Case Against Fully Insured Health Plans | with John Kou…

"I would rather take this risk because I will never give another dime to a fully-insured carrier as long as I live." In an era of double-digit medical trend and skyrocketing fully-insured renewals, is the traditional insuranc...

Listen to the Episode
Rob Gelb’s Huge Announcement: The Future of Vālenz & Self-Funding
April 28, 2026

Rob Gelb’s Huge Announcement: The Future of Vālenz & Self-Funding

"I'm going to leave the ladder, I'm going to leave the window open, I'm going to leave the lights on." This week on the podcast, I am joined by Rob Gelb , CEO of Vālenz. Rob has led Vālenz through an era of explosive growth, ...

Listen to the Episode
Medical Cannabis As An Employee Benefit?
April 21, 2026

Medical Cannabis As An Employee Benefit?

"We are not going after the high. What we're going for is symptom relief. Based on our research, employers are going to be saving $5,000 per participant per year." Is it time for employers to start covering medical cannabis? ...

Listen to the Episode
Shifting the Risk: A New Way to Account for Healthcare
April 14, 2026

Shifting the Risk: A New Way to Account for Healthcare

"Revolutions are never won by the ruling class... if you want to fix healthcare, you have to be willing to accept a negative sum game. Someone is losing." Why are self-funded employers still paying for healthcare on a "fee-fo...

Listen to the Episode
Why Traditional Networks are Failing (And What’s Replacing Them)
April 7, 2026

Why Traditional Networks are Failing (And What’s Replacing Them)

"I can't fathom a world where employers are expected to budget and create a plan for their future without understanding what the costs of their healthcare are. Everything needs to be grounded in fact and truth." Is the tradit...

Listen to the Episode
A New Way To Predict (And Price) Healthcare Risk
March 31, 2026

A New Way To Predict (And Price) Healthcare Risk

"There’s no bad risk, there’s just mispriced risk... we helped one carrier achieve a 29.1% improvement in their loss ratio just through better risk selection." How do stop-loss carriers and self-funded employers accurately pr...

Listen to the Episode